Britam Pays KShs 97.3m in Climate Claims, Launches TAWI Tree App

Britam has paid out KShs 97.3 million in climate-related insurance claims during 2025, supporting more than 402,000 farmers and pastoralists across East Africa, as the insurer launched a new digital tree-monitoring platform and published its third annual Sustainability Report.
The payouts were disbursed through parametric insurance products that use satellite data and weather triggers to automate compensation to affected communities. Crop insurance coverage grew 83% year-on-year to reach 294,799 farmers, with KShs 80.4 million paid in claims, while livestock cover extended to 107,882 pastoralists in Kenya, Uganda and Tanzania, settling KShs 16.9 million in claims.
“Through inclusive, sustainable and innovative solutions, we are enabling recovery, stability, and continued productivity even in the face of increasing climate uncertainty,” said Group CEO Tom Gitogo at the report launch.
Alongside the report, Britam unveiled TAWI, a digital platform developed internally to support the company’s goal of planting 60 million trees by 2030. The app enables monitoring of tree health and survival rates across Britam’s operational footprint, providing data-driven insights to improve reforestation outcomes.
The Britam Foundation planted 86,000 trees within the Mt. Elgon Water Tower in 2025, rehabilitating more than 444 acres of degraded land and creating 1,358 green jobs in surrounding communities.
On the energy front, Britam commissioned a solar power system at its Britam Tower headquarters in October 2025. The installation is projected to generate 390,000 kWh of clean energy annually, covering more than half the building’s energy needs and cutting carbon emissions by 198 tonnes per year.
The 2025 report is the first to adopt a unified ESG framework across all seven of Britam’s operating markets, reflecting a shift from sustainability reporting to full integration within its Ascend 2030 business strategy. The company recorded no corruption incidents during the year, paid KShs 3.1 billion in taxes across its markets, and retained its Top Employer Africa certification for a second consecutive year.
Britam’s Lea Mama maternal health programme enrolled more than 3,300 mothers in 2025, contributing to a 50% decline in miscarriage rates among participants.
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